Landfall isn't the only way to plan your finances, and it isn't right for everyone. There are several good tools in this space, and the best one for you depends on what you care about: price, privacy, simplicity, depth, or maturity. Landfall is built for people who want planning that's free, private, and no-hassle. If that's you, you'll probably like it.

Below is the landscape as we see it. Look at the table, think about what matters to you, and pick the one that fits.

Which one is probably right for you

If you want free, private, and no-hassle, Landfall is a good fit. It's still filling in features that the more established tools already have, but there's no account to create, no upgrade prompts, and the free version isn't held back to sell you a paid one.

If you want the deepest, most flexible do-it-yourself modeling and don't mind paying a modest yearly fee, ProjectionLab is excellent: a mature, thoughtfully built tool with a generous free tier that's also unusually respectful of your privacy for a paid product.

If you want the most established, comprehensive platform, with the option to talk to a financial planner in the same place, Boldin offers the most depth and history, and has human help available at additional cost. It's also the priciest once you go beyond the free tier.

If you want a quick, free projection with no signup, Appleseed is a newer, lightweight option, and if you decide you'd like professional help, it can connect you with an advisor.

There's no single answer to which tool is right for you. A private, no-hassle planner, a polished paid product, and a full-service platform with advisors are just different answers to different needs. Since each has a free tier, trying a few costs you nothing.

Other tools you might come across

We focused above on the three tools most directly comparable to Landfall. There's a wider field, but each of these serves a narrower or different purpose:

• Quick calculators: FIRECalc, Coast FIRE, and the free calculators from Fidelity and Schwab answer a single question (“do I have enough?”) in one screen. Handy for a gut-check, not a full plan you can drill into.
• Specialist planners: TPAW and Maxifi are full tools built around a particular philosophy (variable retirement spending; economics-style consumption smoothing). Great if that approach fits how you think.
• Big-institution tools: Empower (formerly Personal Capital) and brokerage planners are free, but expect a heavier signup and more data collection, and they exist partly to introduce you to the firm's paid products or advisors.
• Professional advisor software: eMoney, MoneyGuide, RightCapital and similar are powerful, but sold to financial advisors to use with clients rather than to you directly.
• Budgeting apps: YNAB and Monarch track day-to-day spending rather than forecast the long term; they complement a planner rather than replace one.

Facts last checked: August 2026.